Aga, Uttar Pradesh's Taj Mahal and high-demand property due to infrastructure projects, attracts tourists. Stamp duty and registration fees are required for property registration.
Source: Realty Plus Magazine
Stamp Duty and Registration Fees in Agra: Buying real estate in Aga is profitable for several reasons. In addition to being the home of the renowned Taj Mahal, this Uttar Pradesh city draws a lot of tourists each year due to its proximity to Delhi, the capital of the country. Property in Agra is in high demand, and prices have increased over the last five years due to several infrastructure projects, including the Jewar Airport, the Agra-Lucknow Highway, the Noida-Agra Highway, the Agra Metro rail project, etc. The taxes—stamp duty and registration fee—that buyers of real estate in Agra must pay to register their property should also be understood.
For those who are unaware, stamp duty is a state-imposed levy that a buyer of real estate must pay to get the title changed in his favor. Since land is a state subject under the Indian Constitution and states can create rules in this regard, stamp duty charges differ from state to state.
Owner | Stamp duty as percentage of the property value | Registration charge as a percentage of the property value | Stamp duty and registration charge in rupees on a property worth Rs 10 lakh |
Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
Woman | 6%* | 1% | Rs 50,000* + Rs 10,000 |
Man + woman | 6.5% | 1% | Rs 65,000 + Rs 10,000 |
Man + Man | 7% | 1% | Rs 70,000 + Rs 10,000 |
Woman + woman | 6% | 1% | Rs 50,000* + Rs 10,000 |
If a woman purchases a residence in Agra for less than Rs 10 lakh, she is eligible for a flat rebate of Rs 10,000 on her whole stamp duty bill. Each owner of a home purchased jointly by two women may be eligible for a rebate of up to Rs 20,000. The refund adjusts following each member’s share if their respective purchases are not made in a 50:50 split.
Owner | Stamp duty | Registration fee |
Woman | 6% | 1% |
Woman + woman | 6% | 1% |
Owner | Stamp duty | Registration fee |
Woman | 7% | 1% |
Woman + woman | 7% | 1% |
In addition to the stamp duty required for property registration in Agra, there is an additional 1% registration tax that applies to both men and women.
Documents to be registered | Stamp duty in Rs |
Gift deed | *5% of the property value **Rs 5,000 in case of gifting in family members |
Will | Rs 200 |
Exchange deed | 3% |
Lease deed | Rs 200 |
Agreement | Rs 10 |
Adoption deed | Rs 100 |
Divorce | Rs 50 |
Bond | Rs 200 |
Affidavit | Rs 10 |
Notary | Rs 10 |
Special power of attorney | Rs 100 |
General power of attorney | Rs 10 to Rs 100 |
Property transfers between blood relations in Agra are subject to a standard stamp duty of Rs 5,000 following the passage of the Indian Stamp (Uttar Pradesh Amendment) Bill-2024 by the UP State Assembly on February 9, 2024. In addition to the stamp duty of Rs 5,000, an extra processing fee of Rs 1,000 must be paid.
Take into consideration a Rs. 10 lakh property.
Stamp duty = Rs 70,000 (10,00,000 x 7%)
Registration charges = Rs 10,000
Total = Rs 80,000
Stamp duty = Rs 70,000 (10,00,000 x 7%)
Rebate = Rs 10,000
Registration charges = Rs 10,000
Total = Rs 70,000
Stamp duty = Rs 70,000 (10,00,000 x 7%)
Rebate = Rs 10,000
Registration charges = Rs 10,000
Total = Rs 70,000
Stamp duty = Rs 70,000 (10,00,000 x 7%)
Rebate = Rs 20,000
Registration charges = Rs 10,000
Total = Rs 60,000
Explaining Stamp Duty and Registration Charges in Lucknow
Once the conveyance deed, which may be a transfer, gift, or sale deed, is ready, go to igrsup.gov.in, the official website of the Uttar Pradesh government’s Stamps and Registration Department.
You must select the “आवेदन करे” button located at the top and left of the homepage. You must now register as a user on the website by entering information about yourself, including your district, tehsil, and mobile number.
After creating an account on the igrsup.gov.in website and inputting the specifics of the property together with the buyer, seller, and two witnesses’ personal information, you may upload all the paperwork. Once you submit your application, the system will generate an application number. After that, you can schedule a meeting with the sub-registrar by selecting the “appointment of property registration” tab.
Visit the sub-registrar’s office (SRO) on the scheduled appointment day with the seller and two witnesses. Bring hard copies of the registration paperwork and the evidence of stamp duty payment. Your property will be registered and the documentation will be given to you following verification.
Homebuyers in Agra have two options for paying stamp duty and registration costs offline: they can go to the local sub-registrar office or use franking to pay at an authorized bank. The Sub-Registrar Office (SRO) is where the value of the property is appraised and the necessary stamp duty is calculated. Based on this evaluation, authorized stamp sellers can thereafter provide non-judicial stamp paper of the necessary value.
Authorized banks approve franking as an offline payment option. They add a denomination or use franking to stamp the document as proof of paid stamp duty. Payment can be made in cash or via a demand draft at the bank connected to the SRO. Banks and authorized agents use franking machines to simplify the process of affixing the necessary papers.
Stamp duty payments are a legal requirement that all prospective homeowners must fulfill. These fees greatly raise the cost of purchasing real estate, so it is important to take this additional expense into account during the planning phase. It is important to note that banks do not include stamp duty and registration fees in their assessments of property values. This implies that you will have to cover this additional expense out of your wallet. On the other hand, Section 80C of the Income Tax Act allows you to claim an income tax deduction for amounts paid as stamp duty and registration fees. This benefit is provided up to the section’s yearly deduction cap of Rs 1.50 lakh.
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