Personal Finance

100 VA and 100 P&T: What is the difference?

A 100% VA disability rating, or "total" rating, signifies complete disability, based on a single severe disability or a group of disabilities adding up to 100%.

100 VA and 100 P&T: It can be hard to tell the difference between a 100% VA disability rating and a 100% Permanent and Total (P&T) disability rating. This is because it’s hard to understand VA injury rates.

When it comes to the VA, a soldier is disabled if they have a 100% rating, which is also called a “total” rating.

This rating can be based on a single severe disability or a group of disabilities put together until they add up to 100%.

This level of service makes veterans qualified for the biggest monthly benefit, which is $3,737.85.

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A grade of 100% doesn’t always last, though.

To ascertain whether the veteran’s condition has improved, the VA could demand routine reexaminations.

The rating and benefits could be lowered if the VA determines that there has been a substantial improvement.

The VA believes that the condition may get better over time, which would call for follow-up visits and maybe a rating change. This is reflected in the ongoing review.

On the other hand, veterans whose infirmities are thought to be unlikely to improve throughout their lives are awarded a 100% P&T rating.

P&T is usually only appropriate for severe, chronic illnesses, limb loss that cannot be restored, and other ailments that are not likely to improve with therapy.

The VA knows that a soldier with a P&T rating has a permanent condition, so they are not going to do any more checks.

One of the best things about the P&T rating is that it gives you security.

Veterans can be sure that their benefits and grades will not change for the rest of their lives.

Furthermore, P&T ratings frequently entitle the holder to additional benefits not granted to individuals with a conventional 100% rating; this further demonstrates the VA’s dedication to helping veterans who suffer from permanent impairments.

Is P&T at 100% forever?

Indeed, having a 100% P&T rating is meant to last a lifetime.

The VA thinks that this grade of disability is permanent and not likely to get better, so veterans will continue to get benefits without having to go through more medical exams.

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With this permanent status, veterans will always have a safe way to get help.

Check your most current letter from the VA about your rating to see if it says you have a 100% P&T rating.

In this document, it should say if you have been given a permanent and total disability grade.

Look for a phrase or a checkbox that says the review will last forever. If there are no more exams planned, your grade may be set in stone.

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