A veteran with a 40% VA disability rating and a spouse receives a set monthly payment from the VA. This amount is adjusted annually based on cost-of-living increases.
(Credit: The Hill)
40% VA Disability Benefits: If you just got a 40% VA disability rating, you probably want to know how much money that means each month. A 40% rating tells the VA your service injury or illness affects your life in a serious way. But the number you get paid isn’t the same for everyone. It depends a lot on your family situation and if you have dependents.
100 Percent VA Disability Benefits: How Much Will Veterans with a Spouse and Child Get in 2025?
The VA updates its pay chart every December to match cost-of-living changes. The latest update came on December 1, 2024, and those rates are what you’ll get in 2025. Veterans can check the VA chart to see the exact monthly pay for their rating and family status.
In 2025, if you have a spouse but no kids, the VA will pay $859.16 a month at the 40% rating. If you’re single, you’d get $774.16 a month, so marriage adds about $85 more every month. If your spouse needs extra care and qualifies for Aid and Attendance, you get another $78 each month. That means some married veterans can get $937.16 a month at 40%.
The VA also gives more for dependent children. You can get $42 more for each child under 18 and $137 for each one over 18 who’s still in school. These extra amounts might seem small, but over a year they do add up.
The reason the VA pays more when you have family is simple it costs more to take care of them. Going from “veteran alone” to “veteran with spouse” may not cover all the extra bills, but it helps. Plus, VA benefits aren’t just about the monthly check. Veterans at this level can also get things like free VA healthcare for service connected issues, help with training for a new job, and even education benefits for family members.
Veterans groups like the VFW and DAV always tell people to make sure the VA has their family details correct. If the VA doesn’t have the right info, your payments could be late or even less than you should get.
VA Disability Pay August 2025: How much extra will veterans receive this month due to COLA raise?
There’s no mid-year raise planned, so the December 2024 numbers will stay the same all through 2025. Checking the VA’s online calculator or talking to an accredited Veteran Service Officer is the best way to know exactly what you can claim and make sure you’re getting every dollar you’re owed.
When the announcement is made, the increment will be considered from January 1, 2026
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