AmTrust Bank 2% Cash Back Visa® Card: Benefits, How to apply, Eligibility, Payments, and more

AmTrust Bank 2% Cash Back Visa® Card: As promised, the AmTrust 2% Cash Back Visa® Card delivers on its promise. With every purchase, the cash back rewards credit card earns 2% back. Options for incentives include statement credits, ACH automated transfers made to external bank accounts or AmTrust, or other BucksBack incentives programme awards. Every card has its own special features and perks and is provided to users at no cost ($0 annual fee). You will participate in a cash back rewards programme for the Complete Rewards Visa Credit Card, which offers customers a 1% return on all transactions. It’s not quite as robust as the programme offered with AmTrust’s Cash Back Credit Card. This specific card has quite average interest rates; the exact amount will depend on your creditworthiness and could range from 16.49% to 23.49% (APR may vary).

AmTrust Bank 2% Cash Back Visa® Card Benefits

• There is no annual fee.
• Every transaction earns you 2% cash back (2 points).
• Use ACH Deposit to automatically redeem your points into your savings or checking account.
• Rewarding cash back is valid for three years.

Fees and Penalties

• Regular Purchase APR: variable, based on creditworthiness and the Prime Rate, from 26.49% to 29.99%
• APR for Balance Transfer: Variable from 26.49% to 29.99% depending on creditworthiness and Prime Rate
• Balance Transfer Transaction Fee: $10 or 5% of each transfer’s total amount, whichever is higher
• APR for Cash Advance: 29.99%, subject to change based on Prime Rate
• Cash Advance Transaction Fee: 15% of each cash advance amount or $15, whichever is higher
• 3% of the transaction in US dollars is the foreign transaction fee.
• Penalty for Late Payment: Up to $40
• Penalty for Return Payment: Up to $35

Eligibility

All applicants must meet the following requirements:

• Have attained the age of eighteen
• Possess a current Social Security number in the US
• Possess a legitimate street address in the United States

Alliant Cashback Visa® Signature Credit Card: Apply, Benefits, Rewards, Payment Methods, and More

How to apply for AmTrust Bank 2% Cash Back Visa® Card?

1. Go to this page and find the Complete Rewards Card to start your application. After locating the card, click the “Apply Now” option to continue.
2. The blank fields marked with an asterisk on this page require you to provide your personal information. First Name, Last Name, Physical Address, City, State, and Zip Code should be entered first. Next, enter your email address and home phone number.
3. Enter your Social Security Number, Date of Birth, and Mother’s Maiden Name to confirm your identity. Indicate your Years at Address, Housing Status, and Monthly Housing Payment just below that.
4. You need to submit your current employer’s information, your business phone number, and your total annual income as financial data. The total sums in your investment account, savings account, and checking account are optional.
5. If you want to combine all of your past balances onto a single payment, you can do a balance transfer at this point. If you’d like, you can also add an authorised user to your account. When you’re prepared to move forward, click Continue.
6. Scroll to the bottom of the page until you see a notice referring to the credit conditions summary. Make sure you understand what you’re getting into by carefully reading this document. If you do, check the tiny box to the left of the message to signify your agreement. Finally, to complete your application and send it to First Bankcard for review, click the Submit option.

Payment Options

AmTrust AutoPay accepts credit cards, debit cards, electronic funds transfers (EFT), MasterCard, Discover, VISA, and American Express. Credit cards can be used online or over the phone.

• Pay-As-You-Owe®, or PAYO®, is exclusive to workers’ compensation policies.
• PAYO Solution Suite: Conventional PAYO
• Third-Party Arbiters – PSR-PAYO Individual
• AmTrust AutoDebit

Writing a cheque each month is not a concern when using this direct debit payment method. Payments will be taken automatically from the specified bank account as soon as you join up.

1. Go to www.amtrustfinancial.com, select “LOGIN” in the top right corner, then select “Register” to get started.
2. The insured’s invoice contains all of the registration-related information. There is a menu item to sign up for Direct Debit after registering.
3. After completing the required information, payments will start to be deducted automatically each month.
4. Simply return to AmTrust Online and make the necessary modifications to the banking details if necessary.
5. Direct Debit permission forms are also available by calling our Customer Service Department at 877.528.7878, in case the online alternative proves to be unfeasible.

PAYO®, or Pay-As-You-Owe®,
Easy workers’ compensation premium payment.

Automated payment option: The insured maintains their local payroll provider and insurance agent. It costs nothing up front to bind coverage. When payroll is processed, an automatic workers’ compensation premium calculation is made.

Automated payment solution: The insured maintains both their non-affiliated payroll firm and their local insurance agent. It costs nothing up front to bind coverage. Our Third Party Facilitators compute and pay the workers’ compensation premium by acting as a middleman between the insured and their payroll provider.

PAYO Self Reporting (PSR): An online payment tool for self-reporting To register their coverage, finish their EFT form, and pay their premiums, the insured connects into AmTrust Online. requires a bearing deposit of $200.

One of PAYO’s advantages is:

• Benefit from “cash flow” features of paying premiums based on “actual” payroll rather than forecasts;
• No upfront costs to bind coverage
• Better control over workers’ compensation company expense;
• Simplified audit process that lowers the possibility of significant audit surprises;
• No AmTrust processing fees

Over Call

Please call our Customer Service Department at 877.528.7878 or speak with your sales representative for a list of our flexible payment options.

Online Transfer

With no login needed, Easy Pay provides a quick and easy way to pay premiums online with a credit card or electronic check. Go to the homepage of www.AmTrustFinancial.com and choose “EASY PAY” for additional details.
One payment method offered by Insured Online is login. It’s easy to sign up.

1. Visit AmTrust Online at www.amtrustfinancial.com, select “Register” after clicking “LOGIN” in the upper right corner.
2. The insured’s invoice contains all of the registration-related information.
3. After registering, payments can be made with an electronic cheque or credit card for the entire sum or just the minimum.

Extra Payment Options

In the event that none of the previously listed methods of payment work for you, you can also pay over the phone using an electronic cheque or credit card.

By Mail

Checks made payable to AmTrust North America, P.O. Box 6939, Cleveland, OH 44101-1939, should be sent with payments for Direct Bill bills.

How To Earn AmTrust Bank 2% Cash Back Visa® Card Rewards?

According to the AmTrust 2% Cash Back Visa, every purchase can earn you 2% back. These points can also be accumulated (at the same rate, 2X on all purchases).There is no maximum amount of points that cardholders can accrue with AmTrust. The Citi® Double Cash Card – 18 month BT offer, which also earns 2% back on purchases (1% back while making a purchase and 1% back when paying off the debt), is challenged by the card’s 2% back on every purchase.

How Rewards Can Be Redeemed?

The default reward programme for all First Bankcard products (who issue AmTrust and all NYCB family credit cards) is the BucksBack Rewards Programme, with AmTrust 2% Cash Back Card points serving as its currency. The rate for cash back rewards is ten cents per point ($0.10), which is the monetary value of points.

The following redemption methods are available for cash back incentives, which can be claimed in increments of 2,500 points:

• Credits for statements
• Electronic funds transfers via ACH to external or AmTrust checking or savings accounts
• A cheque mailed

The BucksBack Programme offers a variety of alternative award possibilities in case a cardholder does not want cash back. However, the point value varies based on the real cash equivalent value of the selected redemption option. In addition to cash back, the programme provides the standard range of rewards, such as gift cards, products from premium brands, and travel (including hotels, airlines, and other accommodations).

The AmTrust Bank Cash Back and Citi Double Cash Card offer the same cash back benefits and can be redeemed using this method. The cards are different, though, in that AmTrust and other New York Community Bank partners enable cardholders to transfer rewards to external accounts via ACH payments or as a physical cheque. Citi restricts redemption to Citi accounts, such as mortgages and student loans.

AmTrust Bank 2% Cash Back Visa® Card Customer Care Service

Phone

(888) 295-5540

Postal Address

P.O. Box 2340, First National Bank of Omaha, C/O First Bankcard, Omaha, NE 68103

As promised, the AmTrust 2% Cash Back Visa® Card delivers on its promise. With every purchase, the cash back rewards credit card earns 2% back. Options for incentives include statement credits, ACH automated transfers made to external bank accounts or AmTrust, or other BucksBack incentives programme awards.