SNAP benefits help low-income families buy groceries, but housing expenses can affect benefits. Excess shelter deductions can lower countable income, potentially increasing SNAP benefits.
(Credit: The Tennessean)
Free Housing on SNAP Benefits: The Supplemental Nutrition Assistance Program (SNAP), also known as food stamps, helps low-income families buy groceries. However, SNAP benefits cannot be used for housing costs like rent or utility bills. While this might seem limiting, your housing expenses can indirectly affect the amount of SNAP benefits you receive.
When deciding your SNAP benefits, the program looks at your income and certain expenses, including housing costs. If your rent or utility bills are higher than half of your income, you may qualify for an “excess shelter deduction.”
This deduction lowers your countable income, which could increase your SNAP benefits. For instance, if you earn $1,200 per month and pay $800 in rent, this deduction might help you receive more food assistance.
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While housing is not covered by SNAP, there are other government programs that can help people who are having trouble paying for housing. A portion of the rent for private housing is covered by the Housing Choice Voucher Program, also known as Section 8, which assists low-income families, the elderly, and those with disabilities in affording private housing.
Public housing programs provide affordable rental apartments for eligible individuals, managed by local housing authorities. Many states and communities also offer rental assistance programs tailored to local needs.
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To apply for housing assistance, contact your local housing authority or public housing agency. They can provide information on eligibility, the application process, and available programs. Since waiting lists for these programs can be long, it’s wise to apply as early as possible.
Although SNAP benefits cannot be used for rent, your housing expenses can influence the amount you receive. Exploring state-level initiatives, public housing, or Section 8 programs can offer the extra support needed for housing costs.
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