Chapter 33 VA benefits in 2026 depend on how long you served. Veterans can receive between 50% and 100% of the full GI Bill rate based on service time.
(Credit: VA.gov)
Chapter 33 VA Benefits 2026: Veterans who want to study or train in 2026 will see their education money change based on how long they served in the military. Chapter 33 benefits, also called the Post-9/11 GI Bill, do not pay one fixed amount to everyone. Instead, the U.S. Department of Veterans Affairs uses service time to decide how much help each veteran gets. This program supports service members who were on active duty after September 11, 2001 and helps them move into civilian life.
The Post-9/11 GI Bill helps pay for many things. It covers tuition and school fees, gives a monthly housing allowance, and offers money for books and supplies. Veterans can use these benefits for college degrees, job training, apprenticeships, flight school, and approved license programs.
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The VA has already set the benefit rates that apply from August 1, 2025, through July 31, 2026. These rates depend on how long someone served, special honors they earned, or if they left service due to a disability connected to their duty.
To get the full 100% benefit rate, a veteran must meet certain rules. One way is by serving at least 1,095 days on active duty, which equals about three years. Veterans also reach the full level if they earned a Purple Heart after September 11, 2001. Another path is serving at least 30 continuous days and then leaving the military because of a service-connected disability.
Veterans with less time in service still receive help, but at lower levels. Those who served 30 to 35 months get 90% of the full benefit. Service between 24 and 29 months gives 80%. Veterans with 18 to 23 months receive 70%. Even shorter service counts. Six to 17 months of service pays 60%, while 90 days to five months qualifies for 50%. All published VA payment numbers show the 100% rate, so veterans must adjust those numbers based on their own percentage.
For public colleges, the VA pays approved tuition and required fees directly to the school. Private schools, foreign schools, and some other programs have a yearly limit of $29,920.95. Flight training programs have a lower cap of $17,097.67, and correspondence courses are limited to $14,533.00. These limits reflect different costs across programs.
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Housing money depends on how a veteran studies. The VA uses 2025 BAH rates for an E-5 with dependents to calculate payments. Veterans who study more than half time in person inside the US get housing money based on their school location. Online-only students or those studying outside the country receive reduced housing payments. Book and supply money can reach up to $1,000 per school year, but the VA adjusts it based on the veteran’s eligibility tier and sends it at the start of each term.
Some veterans may also receive extra help. This can include a $500 grant for rural relocation, Yellow Ribbon support for high tuition costs, tutoring aid, and VA work-study options.
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