CITIC LINE Pay Card: Earn Up to 2.8% Overseas, Full Rewards and Benefits

CITIC LINE Pay Card Benefits: The CTBC Bank LINE Pay Card which is called the Citic LINE Pay Card and it’s a credit card for people who often use LINE Pay. It’s provided by CTBC Bank in Taiwan in China and connects directly to the LINE Pay wallet. The card is built mainly for mobile payments and gives LINE POINTS as rewards when you spend on it too.

It works like a normal credit card but is specially connected to the LINE Pay system. You can use it inside the LINE app or for contactless payments at stores. Many versions of the card do not charge an annual fee in the first year. After that you may need to spend a certain amount to avoid paying the yearly fee.

Rewards and Special Benefits

• The card gives 1% LINE POINTS on most purchases made in Taiwan.
• When you shop at physical stores overseas, you can earn 2.8% LINE POINTS back.
• This includes the normal 1% plus an extra 1.8% overseas reward.

Special Campaigns

Sometimes there are special campaigns where you can earn even more.

• During special promotions, you can earn up to 16% rewards at selected partner stores.
• These offers usually include food delivery apps, online shopping websites, and travel bookings.

Travel Promotions

• Always check if there are any active offers before you spend money, especially when you travel to other countries.
• Try to shop during bonus periods so you can earn extra points.

Fees

The first year is usually free from annual fees. After that, you may need to reach a minimum spending amount to keep it free.

Some bonus rewards only apply if you sign up for the campaign through the app or the bank website before making purchases.

Conditions

• To get the most value, it is important to link the card to your LINE Pay account. This makes it easy to pay in shops and online.
• Check for ongoing offers before you spend money, especially when you are traveling abroad.
• It is also smart to keep an eye on monthly reward limits so you know when you have reached the cap.

Who should get it?

This card is best for people who already use LINE Pay often and prefer mobile payments. If you want simple digital payments and extra reward points at the same time, this card can be a useful choice.