Find out where your city ranks in retiree Social Security income

Ann Arbor, Michigan retirees receive the highest Social Security income, with an average monthly payout of $30,428, based on total Social Security taxes paid throughout employment.

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City ranks in Social Security: News Nation states that the highest amount of Social Security income is received by retirees in Ann Arbor, Michigan.

The average Social Security benefit that retirees in Ann Arbor, Michigan, receive is $30,428, according to a SmartAsset analysis.

According to the AARP, the total amount of Social Security taxes paid throughout a person’s employment determines the amount of retirement benefits; higher income results in a larger payout. The maximum amount of payments each month is $3,822, thus there is a cap on the size of the check.

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The following are the top ten cities in the nation for retiree Social Security income:

Ann Arbor, Michigan — $30,428
Carmel, Indiana — $30,069
Goodyear, Arizona — $29,157
Cambridge, Massachusetts —$28,219
Allen, Texas — $27,735
Sugar Land, Texas — $27,725
The Woodlands, Texas — $27,661
Highlands Ranch, Colorado — $27,443
Olathe, Kansas — $27,151
Fishers, Indiana — $27,133

With a Social Security income of $27,133, Fishers, Indiana, ranks last among the top 10 cities among the 345 cities that the researchers examined.

Still, Social Security only accounts for a small percentage of retirees’ take-home pay.

After accounting for mean retirement account incomes, Arlington, Virginia tops the list with a cumulative income of $90,140, while Ann Arbor comes in at number twelve.

The income from 401(k)s, IRAs, pensions, and other funds is included in those totals.

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Where Retirement Income Is Highest

The entire mean combined retirement income, including Social Security, is used to rank the cities. Income derived from pensions, 401(k)s, IRAs, and other accounts is included in retirement account income.


1	Arlington, Virginia	$65,844	$24,296	$90,140
2	Cambridge, Massachusetts	$51,344	$28,219	$79,563
3	The Woodlands, Texas	$51,878	$27,661	$79,539
4	Berkeley, California	$55,317	$23,632	$78,949
5	Alexandria, Virginia	$51,409	$26,543	$77,952
6	Highlands Ranch, Colorado	$50,025	$27,433	$77,458
7	Naperville, Illinois	$48,262	$26,983	$75,245
8	Washington, District of Columbia	$54,266	$20,822	$75,088
9	Carlsbad, California	$49,515	$24,830	$74,345
10	Thousand Oaks, California	$48,096	$25,538	$73,634
11	Irvine, California	$47,498	$24,960	$72,458
12	Ann Arbor, Michigan	$41,680	$30,428	$72,108
13	Columbia, Maryland	$46,841	$24,348	$71,189
14	Anchorage, Alaska	$48,543	$21,918	$70,461
15	Torrance, California	$46,579	$23,448	$70,027
16	San Mateo, California	$45,278	$24,658	$69,936
17	Sugar Land, Texas	$42,179	$27,725	$69,904
18	Bend, Oregon	$44,663	$25,209	$69,872
19	Springfield, Illinois	$45,918	$23,812	$69,730
20	Sunnyvale, California	$43,081	$26,280	$69,361