How Can You Claim Your Missed Social Security Payment?

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Missed Social Security Payment: If you haven’t received your Social Security payment on time, it can be a stressful experience, especially since Social Security benefits are crucial for many people’s financial stability. In 2024, around 68 million adults rely on these payments, making any delays more concerning due to rising living costs and the increasing number of retirees. Fortunately, there are steps you can take to resolve the issue and ensure that you receive the payment you’re owed.

The first thing you should do is contact your bank. The Social Security Administration (SSA) will not issue a reimbursement unless you first reach out to your bank. There may be issues with your account, such as irregularities, verification problems, or pending debts, that could be causing the delay.

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If everything looks fine with your bank, your next step is to contact the SSA. They will start an investigation into the issue and will issue the missing payment if necessary. This could also include fixing any administrative errors, such as an incorrect address or other system problems.

Social Security Payments Schedule for January 2025

Social Security payments are scheduled according to your birth date. For January 2025, here’s when you can expect your payment:

  • If you were born between the 1st and 10th of any month, your payment will be on Wednesday, January 8.
  • If you were born between the 11th and 20th of any month, your payment will be on Wednesday, January 15.
  • If you were born between the 21st and 31st of any month, your payment will be on Wednesday, January 22.
  • If you began claiming Social Security benefits before May 1997, your payment will have been made on Friday, January 3.

For those receiving Supplemental Security Income (SSI), January will include two payments. Since February 1 falls on a Saturday, the February payment will be moved forward, and you’ll receive SSI on both January 1 and January 31.

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Understanding your payment schedule and taking the proper steps to resolve any payment issues can help ensure that you continue to receive your benefits without unnecessary delays.