Crypto.com Credit Card Activation: The Crypto.com Credit Card is a popular card that lets you spend your cryptocurrency, like Bitcoin, Ethereum, or USDC, just like a normal debit or credit card. Instead of using money from your bank, the card uses your crypto balance. People like it because it also gives rewards, cashback, and extra benefits if you stake Crypto.com’s own token, CRO.
The card works with Visa, so you can use it at millions of stores and online shops all over the world. To use it:
- You first put your crypto into your Crypto.com account.
- When you make a payment, the card automatically converts your crypto into the local currency at the current market rate.
- A small fee may apply during this conversion.
How to Activate Humana Spending Card for 2026? Guide
How to Get and Activate Your Crypto.com Card
To get the card, you need to download the Crypto.com app on your phone.
- Create an account and complete the identity verification process called KYC.
- You choose your card tier.
- The tiers depend on how much CRO you stake in the app.
- The lowest tier is Midnight Blue and does not require staking, but it gives fewer rewards.
- Other tiers like Ruby Steel, Jade Green, Icy White, Frosted Rose Gold, and Obsidian require staking amounts ranging from 1,000 CRO to 500,000 CRO and offer higher rewards.
After picking a card tier and staking the needed CRO you can order your physical card through the app.
When it comes, activate it in the app and load it with your cryptocurrency. Every time you use the card, it will automatically convert your crypto into the local currency for payment.
Benefits of the Crypto.com Card
The card comes with many benefits.
- You earn cashback in CRO on every purchase.
- Cashback is 1% for the Midnight Blue card, and 2% to 5% for higher-tier cards.
- Some card tiers also give free subscriptions to Netflix, Spotify, and Amazon Prime.
- Higher-tier cards offer access to more than 500 airport lounges worldwide.
- There are no annual fees except for the initial CRO staking.
- You can withdraw cash from ATMs for free up to certain limits depending on your tier.
In addition to cashback you can earn rewards from staking CRO and from purchases. The card works like a normal Visa card, so it can be used at almost any store or ATM worldwide. Conversion fees are small, usually around 2% to 3%, and you may have a small fee for ATM withdrawals if you go over your free limit.
How to Activate Your UAWTrust.org OTC Card Online
Crypto.com Card Tiers and Benefits
| Card Tier | CRO Staking | Cashback | Free Netflix | Free Spotify | Lounge Access | Other Perks |
|---|---|---|---|---|---|---|
| Midnight Blue | None | 1% | No | No | No | No annual fee |
| Ruby Steel | 1,000 CRO | 2% | No | No | No | No annual fee |
| Jade Green / Royal Indigo | 5,000 CRO | 3% | Yes (up to $12) | Yes (up to $13) | 1 Lounge Visit/mo | No annual fee |
| Icy White / Frosted Rose Gold | 35,000 CRO | 5% | Yes (up to $12) | Yes (up to $13) | 2 Lounge Visits/mo | No annual fee |
| Obsidian | 500,000 CRO | 5% | Yes (up to $12) | Yes (up to $13) | Unlimited Lounge Access | No annual fee |
How to use the Card
Once activated, use the Crypto.com Credit Card at any merchant that accepts Visa. If linked to your crypto wallet, it will use that balance. Otherwise, it uses your fiat balance. Each purchase gives you CRO rewards, which you can spend, stake, or withdraw.
The Crypto.com Credit Card is especially good if you already hold cryptocurrency and want an easy way to spend it while earning rewards. Free Netflix and Spotify subscriptions, cashback, airport lounge access, and crypto rewards make it attractive for travelers and anyone wanting to get more out of their crypto holdings.
