Social Security August 2025: Many Americans getting Social Security money every month are still seeing slightly more money in August 2025. This is because the government gave a cost-of-living raise, called COLA, at the start of the year.
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Back in January 2025, the Social Security Administration (SSA) gave a 3.2% increase in payments. This raise is still part of the money being sent out this August. The SSA said this raise helps Social Security and SSI benefits stay in line with how much things cost now. This raise came from looking at how much prices went up in 2023, based on something called the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The government checks this index every year to decide how much to raise benefits.
Even though the 3.2% raise is a lot smaller than the huge 8.7% jump people got in 2023, it’s still a helpful boost for those who live on fixed money every month. For example, the average retired person who used to get around $1,848 each month now gets about $1,907. This means an increase of more than $50 every month since January 2025. That amount is still showing up in August payments.
Others Got the Raise Too
The increase didn’t only help retired workers. People who get money from Social Security because they are disabled, or because a family member died, or those getting SSI also saw more money in their monthly checks. The SSA has said on its website, “Social Security and SSI benefits will increase in 2025 by 3.2 percent.”
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But not everyone feels the whole increase. That’s because Medicare Part B premiums also went up this year. In 2025, the basic premium went from $164.90 to $174.70, which is $9.80 more. People who have their Medicare payments taken directly from their Social Security checks may notice they’re not getting the full 3.2% bump, since the Medicare premium is taken out first. But most people are still getting more money overall, even if the raise is a bit less after the Medicare deduction.
Some news sources like Axios said people might see different amounts depending on how much is taken out for Medicare. But still, most are seeing extra cash in their bank accounts each month, and that gives a little relief with bills getting more expensive everywhere.
