Social Security June 2025: What are the new changes and who’s affected?

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Social Security June 2025: As June starts, millions of people across the U.S. are looking forth for their Social Security checks. More than 70 million Americans depend on these payments, so even small delays or changes can trouble people.

The main payment schedule is still the same this month.

  • If you get SSI or started getting benefits before May 1997, you should see your payment first on June 3. After that, the rest will get their money based on when they were born.
  • If your birthday falls between the 1st and 10th, expect your check on June 12.
  • If it’s between the 11th and 20th, your check comes June 18 but this one is delayed because of the Juneteenth holiday.
  • If your birthday is from the 21st to the end of the month, June 25 is your date.

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Social Security June 2025: What changes could affect your payment?

Some people may notice that their payments look different this month. That’s because the Social Security Administration has reviewed income rules and made changes to how much some SSI and SSDI recipients get. If your payment changes, you’ll get a letter explaining it.

Also, people who just applied for Social Security retirement or disability benefits may have to wait longer. The agency is short on staff and getting more applications than usual, so things are moving slower than normal. This can be frustrating for those who are waiting on help.

There’s another problem some folks didn’t see coming student loan garnishments are back. If you’re behind on a federal student loan, the government might take part of your Social Security payment. They can take up to 15% each month, but your check can’t go below $750. Still, it’s hitting some seniors and people with disabilities hard. Some didn’t even know they still owed anything.

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How to Protect Your Benefits

  • Use direct deposit to avoid delays, especially around federal holidays.
  • Check your loan status at studentaid.gov if you have any lingering student loans.
  • Update your contact info with the SSA to make sure you get important notices.
  • Talk to your loan servicer about rehab or income-driven repayment options.

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