Personal Finance

SSDI Benefits Pay Chart: Find Out How Much You’ll Get Monthly and When Payments Are Made

Social Security disability benefits are paid staggered, based on birth date, and were established in 1997 to ensure equal distribution.

SSDI Benefits Pay Chart: Disability benefits from Social Security are paid out on a staggered basis, usually on the second, third, and fourth Wednesday of each month. The date of your birth impacts the amount of disability benefits you may get from Social Security. Your payment date will be determined by the date of birth of the person whose work record you are relying on to get benefits.

This staggered schedule was put into place by the Social Security Administration (SSA) in May 1997 to ensure that payments were distributed equally. The 2024 payment schedule is as follows, per the SSA:

  • Second Wednesday: Birthdays from the 1st to the 10th.
  • Third Wednesday: Birthdays from the 11th to the 20th.
  • Fourth Wednesday: Birthdays from the 21st to the 31st.

If you started getting benefits before May 1997, you will get them on the third of every month. Depending on their past work history, SSDI payments are meant to help approved people pay their monthly bills. These funds are quickly sent to your bank account every month on a day chosen by your birthday.

SSDI Debit Card Replacement: Discover the Simple Steps to Obtain a New Direct Express Debit Card

SSDI Benefits Pay Chart: When will you receive your payment for July 2024?

For example, to find out when your payment for July 2024 will arrive, note:

July 1: If you are eligible for Supplemental Security Income, you will get your Social Security payment on July 3 and your SSI payment on July 1.

July 3: To be eligible for a Social Security benefit, you must:

  • You live outside the U.S.
  • You receive both SSI and Social Security benefits.
  • Your state pays your Medicare premiums.
  • You filed for Social Security benefits before 1997.

July 10: You will receive your Social Security payment on the second Wednesday of July if your birthday falls on any day between the first and the tenth of the month of your birth.

July 17: The third Wednesday of July is when you’ll receive your Social Security payment if your birthday occurs on any day between the eleventh and the twentieth of the month in which you were born.

July 24: The fourth Wednesday of July is when you will receive your Social Security payment if your birthday comes after the 20th of the month in which you were born.

It is essential to comprehend the payment schedule to plan and budget effectively. Remaining up to date on any updates or modifications guarantees that your benefits arrive on time.

SSDI Eligibility for Medicare: Does SSDI automatically qualify for Medicare? Here’s what you need to know

The SSDI maximum payout in 2024 is $3,822 per month, with an average benefit of roughly $1,537. Calculate your main insurance amount (PIA), which is based on the Social Security withholdings from your prior paycheck, to find your benefit.

Registering for a free mySocialSecurity account is the easiest method to find out how much your SSDI payment is. An accurate estimate of your monthly benefit is provided by this account. In addition, you will want an account if you intend to apply for SSDI.

Your monthly benefit can be estimated by the SSA’s calculation. The maximum SSDI benefit is $3,822, with an average monthly payment of $1,537. Compared to Supplemental Security Income (SSI) benefits, which have a maximum of $943 and an average of $697.89, this is more.

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