Personal Finance

VA Benefits 10-Year Rule: Understanding the rule

The 10-year rule safeguards VA disability payments for soldiers, ensuring they cannot be ended without proof of fraud, ensuring ongoing medical benefits for those injured in service.

VA Benefits 10-Year Rule: The 10-year rule is one of the most important ways to protect soldiers who get disability payments from the VA. After a disability link has been approved and in place for at least ten years, this rule says that the VA can’t end it without proof of fraud. The ten years begin on the date that the first service link grant becomes valid.

This rule is meant to protect veterans from losing their disability payments without cause. It makes sure that veterans who got hurt in the service and have ongoing medical problems can keep getting their monthly benefits without any problems.


The VA awards a rating % based on an assessment of the impact and severity of the veteran’s condition, which determines these benefits.

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Although certain conditions may become better with time, the VA first keeps an eye on any changes by conducting reexaminations regularly.

These routine check-ups are stopped once it is determined that a condition is stable or permanent.

VA Benefits 10-Year Rule: Veterans can feel reassured

It’s difficult to live with a chronic handicap, and many veterans depend on their disability benefits for stability in their finances.

By guaranteeing that the VA cannot terminate the service connection for a condition once it has been in place for ten years, the 10-year rule offers vital peace of mind.

This rule safeguards the connection itself, thus unless there was fraud at the time of the original grant, the service connection is protected even if new information becomes available.

Making the distinction between reduction and severance is essential.

The rating associated with the handicap does not obtain the same protection until it has been in place for twenty years, although the service connection does after 10 years.

This means that even when the veteran’s condition cannot be significantly improved after ten years, the VA may still lower the veteran’s rating.

For the VA to lower a disability rating, it must first recommend the lower rating after thoroughly reviewing the veteran’s whole medical history.

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Any supporting documentation for the reduction must originate from in-depth investigations.

VA regulations (38 CFR 3.105(e)) state that a rating can only be lowered if the veteran’s capacity to carry out daily activities has clearly and materially improved.

The VA has to give the veteran notice before reducing their rating and provide them a chance to challenge the decision.

The veteran has sixty days to present fresh evidence against the suggested reduction and thirty days to request a hearing.

Until the hearing (if requested) is held and all fresh information has been examined, the VA cannot make a definitive determination.

The cut won’t go into effect until the last day of the month or 60 days after the veteran receives the final notice, should the VA choose to move through with it.

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