When Will You Receive Your Social Security Disability Insurance? Find Out the Schedule

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Social Security Disability Insurance: It’s critical to understand when your Social Security Disability Insurance (SSDI) payment is due each month if you receive one.

Usually sent by direct transfer, payments are made according to a staggered schedule that is based on your date of birth.

Let’s discuss when you should anticipate receiving your next payment and what to do if it is delayed.

Understanding the Social Security Disability Insurance Payment Schedule

Disability benefits are paid out by the Social Security Administration (SSA) according to a timetable that changes based on your birthdate.

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The SSA can more effectively oversee the allocation of monies thanks to this phased strategy.

The payment schedule operates as follows:

  • Second Wednesday of the Month: Your SSDI payment is deposited on the second Wednesday of the month if your birthday falls between the first and the tenth of the month you were born.
  • Third Wednesday of the Month: Your payment will be placed on the third Wednesday of the month if your birthday comes between the eleventh and the twentieth.
  • Fourth Wednesday of the Month: Your payment is due on the fourth Wednesday of the month if your birthday comes between the 21st and the 31st.

For instance, the following is the estimated date of your September 2024 SSDI payment:

  • September 11: Birthdays from the 1st to the 10th.
  • September 18: Birthdays from the 11th to the 20th.
  • September 25: Birthdays from the 21st to the 31st.

Refunds are due on the third of every month, no matter when you were born.

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How Would You Handle a Late Payment?

Typically, SSDI payments are deposited on the day you are scheduled to receive them, at 12:01 a.m. There are actions you can take if your payment is delayed:

Check with Your Bank: Delays can sometimes occur on the bank’s end, so it’s worth reaching out to them first.

Contact the SSA: If your bank isn’t experiencing issues, you can call the Social Security Administration at 1-800-772-1213.

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