SSDI is a U.S. program providing financial assistance to individuals with serious disabilities who cannot work due to their disability, funded by payroll taxes under FICA.
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State with highest SSDI: SSDI, or Social Security Disability Insurance, is a U.S. program that provides financial help to people who can’t work due to a serious disability. The payments you receive can vary by state. This is because SSDI is funded through payroll taxes under FICA (Federal Insurance Contributions Act) and is part of the Social Security system.
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The program is meant to assist individuals whose medically proven disabilities prevent them from working. It mainly supports workers who have paid into Social Security, their dependents, and disabled widows or widowers who can no longer work to their full ability.
SSDI, a federal program, pays different average monthly amounts across states due to factors like local economic conditions and individual wage histories. For example, states like California and New Jersey, where workers typically earn higher wages, tend to have higher SSDI payouts.
Although SSDI doesn’t directly consider the cost of living in each state, benefits are influenced by average earnings in states with higher living costs. Factors like retirement age and the number of people with disabilities also play a role in payment differences.
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The current average SSDI payment is $1,471.46 per month. However, amounts can vary significantly. New Jersey has the highest average at $1,648.06, while Washington, D.C., has the lowest at $1,321.04. A complete list of SSDI rates for all 50 states can help you find your state’s specific payment details.
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