National Pet Health Insurance Day 2023: Date, History, Common Pets in U.S

National Pet Health Insurance Day occurs annually on April 7. This day is dedicated to encouraging people to insure themselves and their pets. Pet insurance shields pet owners from the burden of expensive veterinary expenses. Insurance for pets is an essential financial investment that benefits both pets and their proprietors. Small monthly premium payments prevent the payment of enormous quantities in the future. Animals such as canines, cats, and horses are frequently covered by pet health insurance.

The background of National Pet Health Insurance Day

Pet insurance is a type of insurance that pet owners purchase to mitigate the costs of veterinary care. As the cost of human healthcare rises, so do companion veterinary costs. Depending on the sort of insurance plan purchased, pet insurance may cover the entire bill or only a portion of it. However, pet health insurance typically does not cover pre-existing conditions the pet may have had prior to the purchase of the policy.

Claes Virgin, the originator of Lansforsakrings Alliance, wrote the first animal insurance policy in Sweden in 1890. Virgin’s insurance coverage did not cover domesticated animals, only livestock and farm animals. Also in Sweden in 1924, the first dog insurance policy was established. After making its way to the United Kingdom, where the first pet insurance policy was sold in 1947, pet insurance spread swiftly throughout the country. However, pet insurance did not arrive in the United States until 1982, when a canine named Lassie was issued the first policy.

Insurance for pets is a type of property insurance. There are two types of pet insurance: non-lifetime insurance and lifetime insurance. Non-lifetime insurance covers the majority of conditions suffered by a companion during one policy year that is renewable. Lifetime insurance, on the other hand, covers an animal for its entire existence, subject to certain restrictions. Typically, canines, cats, and horses are the most frequently insured animals.

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5 OF THE MOST COMMON PETS IN THE U.S.

Dogs

Approximately 49 million million households own at least one dog as a companion.

Cats

Over thirty million homes have at least one cat as a companion.

Fish

Even though they cannot be held or caressed, fish are among the most popular pets in the United States.

Reptiles

As companions, turtles, snakes, and lizards are becoming increasingly popular.

Small mammals

Guinea pigs and hamsters are ubiquitous household pets.

NATIONAL PET HEALTH INSURANCE DAY DATES