Air France KLM World Elite Mastercard: In the United States, Flying Blue, the loyalty rewards programme for Air France, KLM Royal Dutch Airlines, and other minor airlines, offers a co-branded credit card.
The card, issued by Bank of America®, accumulates miles that can be redeemed not only for flights on these airlines, but also for travel on the larger SkyTeam Alliance network, which includes Delta Air Lines. Flying Blue’s monthly promo awards can save you up to 50 percent on the cost of miles on designated routes.
Even Flying Blue loyalists may be best off with a generic travel card.
You will also receive a welcome incentive large enough to potentially cover a round-trip flight to Hawaii or the Middle East if you combine it with a Flying Blue Promo reward, which can save you up to 50% off your reward booking.
Additionally, cardholders receive 5,000 additional miles for spending $50 annually. That is a low expenditure requirement to meet. The card also expedites the attainment of SkyTeam Silver elite status, the first rung on the airline alliance’s elite status ladder, which comes with a number of privileges and benefits. You’ll receive 20 Experience Points (XPs) on your card anniversary — you need a total of 100 to qualify for Silver Elite — and an additional 40 XPs after spending $15,000 or more in the anniversary year, for a total of 60 XPs. Additional XPs are accumulated via flights.
Air France KLM World Elite Mastercard Benefits
The Air France KLM World Elite Mastercard®*, as a World Elite Mastercard, comes with the following benefits:
• Premium rewards for purchases made with any of 20 airlines: You can earn this card’s finest rewards of three miles per dollar with many more airlines than the two in its name. Air France and KLM are members of the SkyTeam alliance of 20 airlines, and you can achieve this premium rate with any of them. That means you can acquire the same number of miles from Air France and Delta, for example. In addition to the SkyTeam alliance, you can also use miles to purchase or upgrade reservations through Flying Blue, the joint loyalty programme of Air France and KLM. While the card’s 3-miles-per-dollar rate is only applicable to SkyTeam airlines, Flying Blue miles can be redeemed for flights with 35 airline partners.
• Significant one-time bonus offer: This card’s one-time bonus miles are simple to earn and provide an excellent return on expenditures. You will receive 70,000 incentive miles and 40 Experience Points if you spend at least $2,000 within 90 days. Based on a valuation of 1.54 cents per mile, we estimate that the value of these miles when used to purchase flights is $1,078. In addition to the 40 Experience Points (XP) earned for spending, you will receive an additional 60 Experience Points (XP) upon card approval. These points, which are typically obtained by flying, help you achieve elite status. If you earn the spending incentive, you will have the required 100 XP to achieve Silver status, which grants you benefits such as priority check-in, seat discounts, an increase in your mileage-earning rate, and a free checked bag.
• Annual incentive: This card offers an annual bonus as well. Every year on your card’s anniversary, if you’ve charged at least $50 in the previous year, you’ll receive 5,000 bonus miles. This incentive, which is estimated to be worth $80 when redeemed for flights, nearly equals the card’s $89 annual fee.
Other Benefits
The Air France KLM Mastercard does not provide the majority of the World Elite Mastercard benefits offered by other cards of a similar nature. Nevertheless, you can still enjoy benefits such as $5 in monthly Lyft credits and three free months of DoorDash DashPass.
More than 1 mile per dollar spent on a daily basis
On all other transactions, the Air France KLM Mastercard awards 1.5 miles per dollar spent. This is superior to the rewards offered by the majority of credit cards for “other purchases” (those made outside the incentive categories), which are typically 1 mile or 1% cash back. These additional earnings can build up significantly by the end of the year.
No international transaction expenses
You can make purchases abroad with your card without incurring any foreign transaction fees. This is one of the only travel perks the card offers.
- DoorDash: New DashPass cardholders will receive a three-month membership. Cardholders will also receive a $5 discount on their first order each month (valid until September 30, 2023), with a DashPass membership required to receive this discount.
- Lyft: Receive a $5 credit for every three journeys taken per month (maximum of one per month).
- Receive free 2-day shipping and free return shipping with ShopRunner membership at select online retailers.
- Priceless Golf: Access to PGA Tour-exclusive golf experiences.
How To Apply For Air France KLM World Elite Mastercard®?
The most convenient method to apply for a Bank of America credit card is online or by calling (866) 751-1234. You may also register in person by visiting a Bank of America location.
Credit card applicants for Bank of America must provide their name, address, phone number, email address, citizenship status, Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN), country of residence, and date of birth, regardless of the method used. Additionally, Bank of America will inquire about your employment status, annual income, source of income, and monthly housing payment. It is essential to note that individuals applying with an ITIN must do so in person or by phone.
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Eligibility Criteria
• Age: Applicants must be 18 years or older. The CARD Act emphasises that applicants under the age of 21 must be able to demonstrate that they have a source of independent income sufficient to make credit card payments. You may become an authorised user on someone else’s Bank of America credit card account if you are under the age of 18.
• U.S. residency: Online applicants must be U.S. citizens or permanent residents. Non-resident aliens can register at a local Bank of America branch or by calling (800) 932-2775.
• SSN/ITIN: Online applicants must provide a Social Security Number or Individual Taxpayer Identification Number. Visit a Bank of America financial institution to apply for an Individual Taxpayer Identification Number (ITIN). Additionally, you can schedule an appointment with a specialist in advance.
• Personal and financial information: Applicants must provide personal information including their name, address, phone number, email address, citizenship status, country of residence, and date of birth. In addition, Bank of America requests financial details such as employment status, annual income, income source, and monthly housing payments.
• Credit requirements: Each Bank of America credit card has its own credit requirements in addition to the general requirements. Bank of America has credit card offers for virtually all credit score ranges.
Application Procedure
• Online: Visit Bank of America’s credit cards webpage to apply for a credit card online. Select the credit card for which you wish to apply by clicking “Apply Now.” Enter the required information and submit your application.
• Via telephone: If you prefer to apply for a Bank of America credit card via telephone, dial (866) 751-1257 to reach customer service. Press “1” when prompted to be connected to a live representative.
• At a branch: Lastly, you can submit a credit card application by visiting the Bank of America branch closest to you.
When filling out a Bank of America credit card application, you can choose between two additional options. If approved, the first step is to transfer a balance to the card. If you select this option, you will be required to provide information about the account from which you wish to transfer funds and the amount you wish to transfer.
Additionally, you can add an authorised user to the card. You will need to provide the user’s name, relationship to you, address, phone number, and date of birth. Giving the user’s SSN is optional, but it’s a good idea to fill it in, as that may speed up the process of reporting the user to the credit bureaus.
What to Expect After You Submit a Bank of America Credit Card Application?
After you submit a Bank of America credit card application, you may receive an instant decision, but it usually takes two business days. According to customer service, in extremely rare instances it could take up to 30 days to find out if you’re approved or denied.
If you are authorised for the card, it should arrive within 10 business days. You can call customer service at (855) 307-3887 and ask for expedited delivery (1 to 3 business days), but there may be a fee.
Finally, bear in mind that by submitting your application, you give Bank of America permission to do a hard pull of your credit report, which will temporarily drop your credit score by a few points.
How to activate your Air France KLM World Elite Mastercard®?
To use this option, you must be enrolled in online banking. If you’re not, you can enroll using your Social Security number or Tax ID Number, and the last six digits of your card or bank account number. Once you register, here’s how to activate your card:
- Go to the Bank of America website and log in to your online account
- Verify your identity and credit card
- Click on the ACTIVATE link.
- Fill out the necessary information required.
- Approve for the activation by reading all the terms and conditions.
- Your credit card has been enabled.
Phone instructions
If you prefer to speak with a bank representative over the phone:
- Call 800-276-9939
- State or key in your complete account number
- Obey the directions
Mobile App Activation
Alternatively, you can use the Bank of America mobile app.
• Download the iOS or Android app
• Use the same credentials as your online financial account
• Locate your new card in the accounts section and activate it.
Beginning use of your Bank of America card
Now that your new Bank of America credit card is active, you can maximise rewards and optimise your card as follows:
- Download the mobile application: Bank of America’s mobile application simplifies account administration. You can monitor your account, make payments, activate your BankAmeriDeals, and contact support using the app.
- Create electronic wallets: Bank of America is compatible with a variety of digital wallets, including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay. Using digital wallets allows you to pay in-store with your smartphone or smartwatch.
- Register for online banking: Visit the website of Bank of America to enrol in online banking. To enrol, you must provide the last six digits of your card and your SSN or TIN. Utilise your online account to monitor your credit cards, activate autopay, and more.
- Create a PIN: A personal identification number (PIN) should already be assigned to your card. In the event that it does not, or if you wish to change your old PIN, visit a Bank of America branch or call 800-432-1000. For ATM cash withdrawals and international use, a PIN is required.
- Set up auto-payment: You can set up automatic payments online or through the mobile app for your Bank of America account. You must initially enrol in eBills via the Bill Pay menu.
- Optimise benefits: If you have a rewards credit card, you’ll want to know the easiest way to earn and redeem Bank of America rewards.
Air France KLM World Elite Mastercard® Payments Methods
What methods of payment are permitted on the Air France website?
Our website accepts a variety of different payment mechanisms. Depending on the amount of time before your trip and whether you use the website or mobile app, the available payment methods may vary.
Your payment information is encrypted and transmitted over a secure connection whenever you submit a payment on our website. Depending on the browser used, information transmitted online is encrypted according to the highest standards.
Certain transactions are handled by our partner Global Collect. Your payment information is transmitted via a secure connection to Global Collect for the sole purpose of processing your requested payment. Your personal information is never shared with third parties or used for commercial purposes.
American Express, AIR FRANCE KLM – AMERICAN EXPRESS, Diners Club, Maestro, Mastercard, Visa, Visa Electron, UATP / AirPlus, and Visa are accepted. In some countries, bank fees may be applicable. Visa, Mastercard, and Maestro payments may be subject to 3DSecure payment authentication.
The PayPal
The digital wallet offered by PayPal enables online purchases to be paid for. PayPal accounts are required to use this payment method. Instructions for payment When paying for your reservation, please choose PayPal as your payment method. You will then be redirected to the PayPal website, where you can enter your email address and password to log in. As soon as payment is confirmed, the complete amount will be deducted from your account. Once your bank notifies us that the transaction has been completed, we will email you your e-ticket. This procedure typically requires less than one hour.
Gift voucher
Using a voucher, you can pay for all or part of your reservation online. Instructions for payment When making payment for your reservation, input your voucher number in the field provided. You may use multiple vouchers for the same reservation. Clicking “Add” will validate each voucher. The value of your voucher will be deducted automatically from the total amount due. If the value of the voucher exceeds the cost of the ticket, the difference will be applied to a new voucher. Please observe:
- Vouchers cannot be transferred and must be issued in the same name as the name on the reservation.
- Each passenger is permitted to use up to two coupons per reservation, with a maximum of three coupons per reservation file.
- After purchasing a ticket, vouchers can be used to pay for flight options in the “Your Reservations” section.
- KLM-issued vouchers are accepted.
- They accept vouchers issued in any currency.
Frequently Asked Questions
Does the Air France KLM World Elite Mastercard® offer an introductory bonus?
Yes, cardholders can earn a $100 sign-up incentive after spending $2000. It does, however, offer a sign-up bonus of 50,000 points after spending $2,000 that can be redeemed for travel, gifts, and other rewards.
Does the Air France KLM World Elite Mastercard® offer a loyalty incentive each year?
This card does not offer a currency rewards programme.
Which APRs apply to the Air France KLM World Elite Mastercard®?
According to the Federal Reserve Board, the average regular APR for all credit cards is 15%, and the average APR for accounts with a balance is 17%. This card has above-average standard APRs.
The variable APR for purchases on the Air France KLM World Elite Mastercard® ranges from 18.24% to 26.24%. The card’s variable APR for balance transfers ranges from 18.24% to 26.2%. The variable APR for cash advances ranges from 21.24 to 29.24 percent. Notify yourself that the APR for late or missed payments is 29.99%. Typically, the penalty APR is applicable for a minimum of six months, but it can persist indefinitely.
Does the Air France KLM World Elite Mastercard® offer a promotional introductory APR on purchases?
This card does not provide an introductory APR on purchases.
Does the Air France KLM World Elite Mastercard® impose a surcharge for international transactions?
This card does not assess fees for foreign transactions. If you are a frequent traveller, you can save hundreds of dollars by averting foreign transaction fees when you travel abroad.
What is the phone number for Air France KLM World Elite Mastercard® customer service?
The customer service number for the Air France KLM World Elite Mastercard® is (800) 932-2775.
What is the email address for Air France KLM World Elite Mastercard® support?
customerservicealert@bankofamerica.com is the email address for Air France KLM World Elite Mastercard® customer service.
